Personal Finance: Find Videos
Personal Finance Videos at the PCC Library
Credit, Borrowing, and Debt
"Recognizing that students may have hazy notions about the consequences of overspending, this program provides practical information on credit card use, credit reports, credit problems, and managing debt. Viewers learn how to build a credit history and raise a low credit score—and why this is important. Taking a look at a sample credit card statement, the video explains the various fees, charges, and rates, and cautions against relying on cash advances. Mortgages, home equity loans, and the more costly “alternative” loans are covered as well. The program closes with strategies for getting and staying out of debt. Highlights include applying for a car loan, a checklist of warning signs of financial irresponsibility, and ways to fix credit problems. A viewable/printable instructor’s guide is available online. A Meridian Production. Part of the series Personal Finance Essentials. (37 minutes)"